Entrusted with Much: Turning Trust into Impact

Entrusted with Much: Turning Trust into Impact

In Matthew 25, Jesus tells a story about a master who gives three servants a staggering sum of money to manage while he’s away. To put it in perspective, one talent was worth about six thousand denarii, nearly twenty years of wages. That’s the kind of trust the master placed in each servant.

When the master returned, he commended the servants who had multiplied what they were given and rebuked the one who buried his gift in the ground. This was more than a lesson in economics; it was a story about faith, courage, and partnership with God. The Master wasn’t asking the servants to achieve wealth, He was inviting them to share in His purpose.

Every resource, opportunity, and bit of influence we hold comes from that same invitation. “The earth is the Lord’s, and everything in it” (Psalm 24:1), and as Paul writes, “It is required that those who have been given a trust must prove faithful” (1 Corinthians 4:2). In other words, we are not owners but stewards, caretakers of God’s abundance. It isn’t ust about giving, it’s about where we place our trust.

For business leaders and donors, this parable is especially relevant. Every investment decision, every act of giving, every partnership tells a spiritual story. You’ve been entrusted with resources that can shape lives and communities. The question isn’t only “How much can I give?” but “How far can what I give go?”

That’s exactly where the Ten Talents Foundation comes alongside you. We exist to help generosity go further—to multiply what God has placed in your hands through thoughtful stewardship, collaboration, and kingdom vision. When we work together, one talent can become ten, not just in dollars, but in transformed lives, stronger communities, and gospel impact that endures.

Take a moment to consider this:

How is God inviting you to invest what you’ve been entrusted with? The Master’s joy is found in those who take what they have and use it boldly for His purposes. May He find us faithful—and may the good we sow today ripple for generations.

Answering God’s Bigger Questions With Our Lives

Answering God’s Bigger Questions With Our Lives

On March 10, local business leaders gathered for a CBMC Fresno luncheon around a theme that sits at the heart of Ten Talents’ mission: The Stewardship of Giving. In a room full of Christian owners, executives, and professionals, one simple but disruptive idea rose to the surface:

If you ask someone a big enough question, they will answer with their life.

Most of the questions that dominate our days are smaller, safer ones: How do we grow revenue, manage risk, or protect retirement? Those matter. But they rarely change a city. Biblical stewardship invites us to let God ask bigger questions about how our businesses, our giving, and our families are meant to participate in His Kingdom story.

We are especially grateful for the leadership of CBMC Fresno and for men like Steve Hosey, whose heart for Christ-centered leadership and marketplace ministry made this conversation possible. His vision is simple and profound: to see business men in our community come to Christ, grow in their faith, and live it out where God has placed them. The invitation to share at CBMC was more than a speaking opportunity; it was a tangible expression of that vision, gathering local leaders who want their influence, resources, and relationships to be fully surrendered to Jesus.

Living in the wake of big questions

Here in the Central Valley, we are already living inside the answers to big questions that previous generations allowed God to ask.

Think about:

  • Hume Lake Christian Camps
  • Fresno Rescue Mission
  • Fresno Clovis Prayer Breakfast

These didn’t begin as budget lines. They began when ordinary businessmen let God disturb their comfort with questions like:

  • What if there were a place in the mountains where young people could encounter Christ?
  • What if there were a refuge in our city for the man who has burned every bridge?
  • What if believers from every corner of our community gathered to seek God together?

Those are God-sized questions. They require lives, not leftovers. Generations later, we’re still living in the wake of their yes.

Modern stories of God-sized questions

That pattern continues in our own time:

  • A young girl heard about the need for a playground at Rescue the Children. She rallied friends and family to raise funds. When a grant fell through, they went back and raised the full amount themselves. One simple question, “Could we help build this?” pulled dozens of kids into a mission bigger than their own weekend plans.
  • A recent widow met with a Christian advisor who asked, “In light of God’s Word, how do you feel about money and resources?” She replied, “Everything we have is God’s. He’s just allowed us to manage it,” then quietly admitted she wished they had been more generous. That question led her to open a donor advised fund, invite her granddaughter into every giving decision, and turn quiet regret into shared, joyful generosity.
  • A local farmer, whose life felt tangled and stuck, was challenged to go on a spiritual retreat in a developing country. Beneath the invitation was a bigger question: “Will you let God show you something larger than your current life?” He said yes. His vision widened. A partnership formed. More than ten years later, he is still blessing and serving that same community. It didn’t start with a spreadsheet. It started with a question that pulled him beyond his own fields and back into a life of impact.

These are not stories of professional philanthropists. They are stories of ordinary believers who stopped running when God’s questions got larger than their comfort.

What if we did the same?

What might happen if business leaders and donors in our generation allowed God to ask bigger questions of what we manage?

For our businesses, it might sound like:

  • If this company truly belongs to You, what is it for?
  • Who beyond our shareholders and employees is meant to experience the blessing of this work?

For our wealth, it might sound like:

  • If everything I have is seed, not just security, where are You asking me to plant?
  • Is any part of my giving merely transactional, instead of relational and Spirit-led?

For our families and legacy, it might sound like:

  • What story do I want my grandchildren to tell about how we used what You entrusted to us?

If any of these questions stir something in you, don’t rush past it. Share it with your spouse. Bring it to your small group. Sit with it before the Lord . Then reach out to a trusted guide like Ten Talents Foundation, where we help Christians align generosity, stewardship, and long-term impact.

You do not need all the answers. You simply need to be willing to let God ask the question.

Because if you ask someone a big enough question, they really will answer with their life. And by God’s grace, the next Hume Lake, the next Rescue Mission, or the next quiet, faithful work of mercy might be born out of your yes.

Where Your Treasure Is: Generosity that Shapes Leadership

Where Your Treasure Is: Generosity that Shapes Leadership

In Matthew 6:21, Jesus says, “For where your treasure is, there your heart will be also.” It’s a short sentence with a long reach. Jesus is not only talking about money. He is pointing to something deeper: the connection between our hearts, our priorities, and our worship. What we treasure most always shows what we trust most.

In the verses before this, Jesus warns against storing up treasures on earth that will fade or fail. Instead, He urges us to store them in heaven, investing in what lasts forever. Scripture weaves this truth again and again. Proverbs 3:9 calls us to honor the Lord with the first and best of what we have. Paul reminds us that “God loves a cheerful giver” (2 Corinthians 9:7). True generosity is not about the size of the gift, but the posture of the heart that gives it.

Generosity as a Spiritual Practice

For those who lead, build, and influence, generosity is more than philanthropy. It is discipleship in action. Each act of giving helps shape our hearts to mirror the heart of God. It loosens our grip on temporary things and strengthens our trust in the Giver Himself.

When we lead from open hands, our decisions are guided less by fear and more by faith. We begin to see that generosity is not a financial transaction. It is a spiritual transformation. Giving changes us. It tests where our confidence lies and forms our character in Christlikeness.

Living Generously in Leadership

This kind of heart-level stewardship touches every area of our work and influence.

  • In business, it might look like leading with integrity when shortcuts tempt us. It’s using success as a platform for service, not status. Generosity means seeing profits not only as reward but as a resource for Kingdom good.
  • In philanthropy, it’s choosing to give in ways that align with God’s purposes, supporting ministries that advance His love and justice. It’s praying over every investment of time and treasure, asking God to multiply its impact for His glory.
  • In daily choices, it’s being quick to encourage, willing to give time to others, and ready to meet needs God places before us. Generosity with words, influence, and presence can bear just as much fruit as generosity with wealth.

A Question for the Heart

Jesus’ words invite reflection more than rule-following. So take a moment today to consider this: What do my giving patterns, my priorities, and my decisions say about where my heart truly rests?

As we lead, may our treasure follow our trust. And may every generous act become a quiet declaration that our hearts belong fully to Him.

The Great Wealth Transfer: A Guide to Generosity and Purpose

The Great Wealth Transfer: A Guide to Generosity and Purpose

Key takeaways:

  • Over $84 trillion is expected to transfer from Baby Boomers to younger generations and charities by 2045 (Cerulli, 2021).

  • This moment is filled with both opportunity and complexity—especially when it comes to legacy and generosity.

  • With the right conversations, tools, and planning, families and ministries alike can steward this transition well.

Understanding the Great Wealth Transfer

The United States is in the early stages of the largest wealth transition in modern history (Cerulli, 2021). Often referred to as The Great Wealth Transfer, this shift involves trillions of dollars moving from older generations, primarily Baby Boomers, to their children, grandchildren, and charitable organizations.

Estimates vary, but projections suggest that between $68 and $84 trillion will be transferred by 2045. That includes about $12 trillion going to charitable causes and the rest to heirs (Cerulli, 2021). For context, the U.S. federal budget in 2024 was $6.8 trillion, making the Great Wealth Transfer more than three times that amount (Congressional Budget Office, 2024).

Baby Boomers, who currently hold more than $78 trillion in wealth, are beginning to pass down assets through wills, trusts, and gifts (CFA Institute, 2025). While the scale of this transfer is historic, its long-term positive impact in our communities will depend on how intentional people are during the transfer process.

Is the Next Generation Prepared?

The Great Wealth Transfer isn’t just a shift in dollars, it’s a shift in values, responsibility, and opportunity. For families, it raises important questions: Are the next generation ready to manage wealth wisely? Are they equipped with the tools and mindset to use what they receive in alignment with your family’s values?

Research shows that many people, especially younger adults, don’t feel prepared. One survey found that 72% of Americans don’t feel confident managing a financial windfall (Citizens Bank Survey, 2024). Many aren’t sure when or how to get trusted advice, and nearly a third said they would only seek help from a financial professional if they inherited $1 million or more (Citizens Bank Survey, 2024).

What impact will the next generation and our community miss out on if they are not prepared?

At the same time, expectations don’t always match reality. While a third of Millennials expect to receive an inheritance, only about 22% of Boomers expect to leave one (CFA Institute, 2024). A growing share of wealth may be spent on long-term care, medical costs, or even financial support flowing upward to older generations in need.

That’s why honest, intentional conversations across generations are so important. Don’t assume your children or grandchildren know your intentions and don’t assume they’ll be ready to navigate the responsibility on their own. Families who align on their values, communicate clearly, and prepare together will be positioned to steward their resources with purpose and generosity.

The Potential for Incredible Generosity

About $12 trillion is expected to be donated to charity by 2045 (Cerulli, 2021). Through intentional planning and conversations, even more could be given during the Great Wealth Transfer through tax-wise giving tools. 

At Ten Talents Foundation, we believe this is a moment for purposeful generosity. Whether it’s funding scholarships or starting a Donor Advised Fund so more money can go to nonprofits instead of taxes , this wealth transfer could be a turning point in our Central Valley and beyond.

For example, if you are planning to leave a piece of property to a family member, there are many strategies you could implement to save in capital gains taxes. Those tax savings could then be donated to a nonprofit you love, or put in a Donor Advised Fund your successors could give from for years to come!

Action Steps for Faithful Planning

Here are four steps we recommend to help you make the most of this moment—whether you’re planning to give, or preparing to receive: 

1. Clarify Your Goals

Take time to reflect: What kind of impact do you want to have? Do you want to support family, ministries, or both? Naming your giving goals helps shape a plan that aligns with your values—and helps your heirs understand your vision.

2. Build Financial Literacy in the Next Generation

Whether you’re giving or receiving, financial literacy is key. If you’re preparing to pass on resources, take time to share not just assets, but wisdom, your values, lessons, and hopes for how your gift will be used. And if you’re part of the next generation, seek out trusted education and mentorship. The more you understand about managing and multiplying what you’ve been given, the more impact you can make.

3. Use Tax-Wise Tools

Consider strategies like Donor-Advised Funds, charitable trusts, or giving appreciated assets. These can help reduce tax burdens and increase your impact. We can help you explore the best options based on your goals.

4. Communicate Clearly

The best plans can fall apart without communication. Talk with your loved ones, document your wishes, and involve a trusted advisor. A clear plan brings peace, clarity, and purpose.

Let’s Make This Moment Count 

The Great Wealth Transfer will define a generation. But its impact, especially for ministries and communities, will depend on whether generosity becomes part of the plan.

At Ten Talents Foundation, we help individuals and families steward their resources for God’s Kingdom. If you have questions about donor-advised funds, legacy giving, or strategic generosity, we’re here to walk with you and your family. 

Contact Ten Talents to learn more

The Gift That Keeps Giving: How One Woman Left A Legacy of Hope through a Fresno Nonprofit

The Gift That Keeps Giving: How One Woman Left A Legacy of Hope through a Fresno Nonprofit

What if your generosity could keep shaping lives long after you’re gone?

That’s exactly what one woman did through a legacy gift, a charitable gift made through her will to Fresno Area Community Enterprises (FACE), a nonprofit collective working to transform neighborhoods across Fresno.

She was a quiet but faithful supporter showing up to community events, staying connected to the mission, and living with deep compassion for her neighbors. When she passed, her final act of generosity became one of the most impactful gifts FACE had ever received.

And it all started with a simple phone call.

A Life-Changing Phone Call

Loren Dubbuerke, Executive Director of FACE, had known her for years. She was a quiet but faithful presence at community banquets, always offering encouragement and support. Her deep compassion for her neighbors and hope for a healthier, more connected community never went unnoticed.

During a Ten Talents Foundation workshop on estate giving, Loren was encouraged to invite supporters to a webinar about legacy planning.

“So I made a phone call to one of our neighbors,” he shared. “She had been coming regularly to our banquets and was passionate about seeing our neighborhood become healthier. So I invited her to come to the webinar.”

Though she wasn’t able to attend, that conversation planted a powerful seed, one that would grow into something far greater than Loren could have imagined.

“Several months later, I found out she had passed away,” Loren said. “And then a couple months after that, we got something in the mail from her attorneys that said we had been listed as one of the beneficiaries of her charitable trust.”

One of her final acts of generosity: naming FACE as a beneficiary was a quiet but profound expression of faith, care, and vision for the future of her neighborhood.

Fueling Long-Term Impact 

Her gift allowed FACE to grow in ways that were previously out of reach—including hiring two new managers who now lead programs serving hundreds of families each year.

“We were able to hire two managers to help carry the work forward,” Loren shared. “The reason that we can even do that was because of her help with her legacy gift.”

From reentry support and youth mentorship to tutoring, food security, and job training, her legacy continues to transform lives across Fresno.

Your Legacy Can Live On Too

“Her work will continue into the future,” Loren said, “as we use her gifts and multiply what she wanted in the neighborhood, even though she isn’t present with us.”

Legacy Giving is more than a donation, it’s fuel for long-term transformation. “Your giving and your generosity frees us up in tremendous ways,” Loren shared, “to do the work on the ground that’s really needed in our broken communities and in our city.”

If you’re curious about how to leave a legacy of your own, the Ten Talents team would be honored to help. Let’s talk about how your generosity can bless future generations. 

Learn more HERE.

4 Ways to Be Generous This Summer

4 Ways to Be Generous This Summer

At Ten Talents Foundation, we believe generosity is more than a financial decision—it’s a way of life. And while summer brings sun, rest, and reconnection, it’s also the perfect time to live generously and reflect God’s heart in tangible ways.

Here are 4 simple ways to practice generosity this summer:

1. Give through a Donor Advised Fund (DAF)
A Donor Advised Fund lets you give to multiple causes from one simple account—on your schedule. Whether you’re supporting a local ministry or responding to a global need, a DAF helps your generosity go further, with tax advantages that make it even more impactful. Start here →

2. Include a Charitable Bequest in Your Estate Plan
You don’t have to be wealthy to leave a legacy. One simple way to make an eternal impact is by adding a charitable bequest—a gift to a nonprofit written into your will or trust.

This allows you to support ministries and causes you care about, even after your lifetime. Whether you give a specific amount, a percentage, or an asset like property, legacy giving helps your values live on through strategic generosity.

3. Give Your Time
Generosity isn’t just about financial giving. You can make a meaningful impact by volunteering at a local nonprofit, helping with a community outreach event, or even just showing up for someone who needs support.

Acts of presence—like listening to a friend, spending time with a neighbor, or praying with someone—can offer encouragement and remind others they’re not alone. Small, intentional moments can leave a lasting impression.

4. Have a Family Conversation About Giving
Summertime often brings families together—use it as a chance to talk about your values and how you want to make an impact together. Whether it’s setting up a family donor advised fund, talking about causes your family is passionate about and wants to include in an estate plan, or choosing a nonprofit you will volunteer with as a family, these conversations can spark a legacy of generosity across generations.

However you choose to give this summer, do it with intention—and watch how your generosity can plant seeds of hope, joy, and eternal impact.